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Learn more about the Delaware Mortgage Program

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Community Benefit Programs

Housing Delaware's community benefit programs provide federal and state funding to qualified organizations that address a range of support services and initiatives in Delaware's communities.

Home4Good 2026 roundApplications closed June 25 — awards announced December 2026
Who applies501(c)(3) nonprofit organizations

On this page

To better address health and community needs, Housing Delaware's community benefit programs provide federal and state funding to qualified organizations. The results address a range of support services and initiatives that address root causes and directly impact Delaware's communities.

Use the On this page menu to jump to a program.

Questions about this program?

Contact our Production Department with questions about any community benefit program.

Home4Good

Housing Delaware and the Federal Home Loan Bank of Pittsburgh (FHLBank Pittsburgh) have established a partnership to provide grants to selected nonprofit organizations to support initiatives in Delaware that lead to stable housing for individuals and families who are homeless or determined to be at-risk of homelessness. Housing Delaware and FHLBank Pittsburgh have contributed a combined total of $1.23 million to the Home4Good grant program: $500,000 from Housing Delaware and $730,000 from FHLBank Pittsburgh.

Important dates

  • May 12, 2026 — Home4Good 2026 funding round opens.
  • May 14, 2026 — Home4Good Stakeholder and FHLBank Member Meeting, Virtual.
  • May 20 & 21, 2026 — Technical Assistance Mandatory Meeting Days (new applicants only).
  • June 25, 2026 — Home4Good applications due to Housing Delaware by no later than 4:00 p.m.*
  • July 23, 2026 — Ranking Committee reviews, scores and ranks applications.
  • September 30, 2026 — Member Support Forms due to FHLB.
  • December 2026 — Housing Delaware and FHLB announce funding awards.

* Applications received after the posted deadline will be considered ineligible for funding.

  • Rapid Re-Housing up to $200,000
  • Homelessness Prevention up to $300,000
  • Homelessness Re-Entry up to $200,000
  • Street Outreach up to $155,000
  • Innovation up to $375,000

There is no limit on the amount of funding requests; however, approved funding amounts may differ from the request depending on the total number of applications approved for funding and an applicant's past performance history. FHLBank and Housing Delaware reserve the right to redistribute the allocations so that the total amount of awards will not exceed $1,230,000.

Rapid Re-Housing — Programs that assist households that meet the definition of "literally homeless" to solve the challenges of obtaining permanent housing in a rapid manner. Individuals and families are referred to Rapid Re-Housing provider agencies by Delaware's Centralized Intake system or a third-party agency.

Homelessness Prevention — Programs that assist individuals and families at imminent risk of losing housing, providing a one-time payment of rental or utility assistance to stabilize eligible individuals and families in their existing homes.

Homelessness Re-Entry — Programs that assist individuals and families seeking shelter by identifying immediate alternate housing arrangements and connecting them with services and financial assistance to return to permanent housing after incarceration.

Street Outreach — Services provided to those experiencing unsheltered homelessness in locations such as streets, parks, abandoned buildings, and bus stations, connecting them to housing and supportive services.

Innovation — Programs that provide innovative solutions in addressing homelessness, specifically General Innovation, HIV/AIDS Strategy Planning, and Shelter Connect.

Eligible applicants are 501(c)(3) nonprofit organizations experienced with administering state and/or federal sources relevant to each program activity. Rapid Re-Housing and Homelessness Prevention applicants must currently operate qualifying programs (with the assistance of Home4Good grant funding or other funding sources). Re-Entry, Street Outreach, Shelter Connect, and HIV/AIDS Strategic Planning applicants must be experienced with direct client assistance, outreach, or coordination of services relevant to each activity. General Innovation applicants must be seeking to advance the CoC Action Plan.

Community Development Block Grants (CDBG)

This program, operated in Kent and Sussex Counties only, provides funding for a variety of activities (rehabilitation, demolition and Housing Code enforcement) to maintain or improve existing housing, and for the provision of infrastructure in support of housing development for low- and moderate-income persons.

Each year, Kent and Sussex County and local municipalities within these counties apply to Housing Delaware for a portion of this federal grant money. Housing Delaware administers the funds to these governmental entities, which in turn use the money to help repair substandard housing and make infrastructure improvements in needy areas of each county. Municipalities can request sewer and water system improvements, street repairs, streetlights and other infrastructure improvements that support low- and moderate-income housing development.

Eligibility & administration

Local and county governments in Kent and Sussex Counties are eligible to apply. Both counties are eligible to receive Community Development Block Grant funds and administer them within their counties, and also on behalf of local governments. Local governments may also be eligible to receive awards directly.

Towns, municipalities and local and county governments are eligible to apply, receive funds and administer them locally as grants to homeowners. Individuals interested in applying for funds should contact their local municipality directly.

Current program (FY26)

Program archives

CDBG – Recovery Housing Program (RHP)

The Federal Register Notice No. FR-6225-N-01 as authorized under Section 8071 of the SUPPORT for Patients and Communities Act, entitled a Program to Help Individuals in Recovery from a substance use disorder become stably housed, herein referred to as the Recovery Housing Program (RHP). The RHP program authorizes assistance to grantees to provide stable, temporary housing to individuals in recovery from a substance use disorder.

The State of Delaware/Housing Delaware 2024/2025 Recovery Housing Program Action Plan will guide the use of approximately $1,430,099 of the first allocation and $1,430,099 of the second allocation in Recovery Housing Program (RHP) funding received by the State through the U.S. Department of Housing and Urban Development's Community Development Block Grant Program (CDBG) for the period July 1, 2025, through September 1, 2032. These funds are administered by Housing Delaware, who administers the State's CDBG funding, in collaboration with the Delaware Department of Health and Social Services, Division of Substance Abuse and Mental Health (DSAMH), the Department of Corrections (DOC) and the Department of Justice (DOJ). A staff person from DSAMH will participate in the review and selection process of the applications.

Documentation

Program archives

Emergency Solutions Grants Program (ESG)

The Emergency Solutions Grants Program (ESG) is authorized by the Homeless Emergency and Rapid Transition to Housing Act of 2009 (HEARTH Act). The grant is available to units of general local government or private nonprofit organizations. The ESG is designed to help improve the quality of existing emergency shelters for the homeless, to make available additional emergency shelters, to help meet the costs of operating emergency shelters and to provide certain essential social services to homeless individuals, so that these persons have access to safe and sanitary shelter. The program is also intended to reduce the increase of homelessness through the funding of preventative programs and rapid rehousing activities.

Eligibility

For the State of Delaware ESG, eligible applicants are: 1) Units of general local government located in Kent and Sussex Counties and 2) Private nonprofit organizations located in Kent and Sussex Counties.

Current program (FY25)

Award archives

Housing Opportunities for Persons with AIDS (HOPWA)

The Delaware HIV Consortium (DHIVC) receives HOPWA (Housing Opportunities for Persons with AIDS) funds through the Delaware State Housing Authority to provide rental assistance to people living with HIV/AIDS in Kent and Sussex counties, and their families, through a voucher program. The goal of the Consortium's HOPWA program is to address the extensive HIV/AIDS housing gap by providing long-term housing opportunities, while utilizing those supportive services already funded by the Ryan White Care Act, Title II. This rental subsidy program augments the existing Ryan White supportive services and also provides a continuum of care for people living with HIV/AIDS.

Program update: As of federal fiscal year 2026, DSHA will no longer be receiving an allocation of HOPWA funding.

Neighborhood Assistance Act (NAA)

The Neighborhood Assistance Act (NAA) Program encourages businesses and individuals who have a Delaware state tax liability to invest in programs serving impoverished neighborhoods or serving low- and moderate-income families. In exchange for a qualified contribution, the NAA program provides state tax credits equal to 50% of the investment. Each year a maximum of $1,000,000 in tax credits is available statewide. The maximum tax credit available to any taxpayer is $50,000 annually and $100,000 over a three-year period. Example: a $100,000 contribution qualifies for $50,000 in Delaware Tax Credits.

Availability of tax credits

NAA donor applications will be accepted via the NAA web portal exclusively and uploaded by the qualified non-profit. Please contact Housing Delaware for access to the NAA web portal. Applications are reviewed by Housing Delaware, and credits are awarded on a first-come, first-served basis until the maximum $1,000,000 in credits has been allocated for the fiscal year.

Non-profit eligibility & application

Organizations must be designated as 501(c)(3) organizations by the IRS and document that they provide neighborhood assistance in an impoverished area, or for low- and moderate-income families. This includes Community Development Corporations or Community-Based Development Organizations. Non-profits may be eligible if the assistance meets the NAA Program definition of a qualified purpose: Community Services, Crime Prevention, Economic Development, Education, Affordable Housing, or Job Training.

Download and review the program documents below for further application instructions and forms.

Please note: the Division of Revenue has determined that transfers from traditional Individual Retirement Accounts (IRAs) directly to NAA non-profits are not eligible for the NAA tax credit. Traditional IRA accounts are tax deferred and not taxable until the account holder withdraws funds or takes a distribution. The alternative would be the withdrawal of funds from the IRA account and a check sent directly from the donor to the selected non-profit.

Taxpayer eligibility & application

The NAA Tax Credit is available to any individual or business paying income tax in Delaware whose contribution is made to an approved NAA non-profit organization. Contributors must meet the minimum contribution amounts: business, $10,000; individuals, $2,500. The maximum contribution cannot exceed $100,000 per tax year ($50,000 maximum credit), and the maximum amount of contributions by any taxpayer in a 3-year period is $200,000 ($100,000 in NAA tax credits over a 3-year period).

If there is a non-profit organization you would like to contribute to, please review the list of approved non-profits and contact the qualified non-profit for further information.

Archived programs

Concluded coronavirus-relief programs, retained for reference. Every document remains available.

Concluded program — archived for reference.

The CARES Act made available $5 billion in Community Development Block Grant Coronavirus (CDBG-CV) funds. Of this amount, HUD immediately allocated $2 billion based on the fiscal year 2020 CDBG formula, with the remaining $3 billion allocated based on need. DSHA was awarded three allocations of funds.

  • CV 1 – $1,471,924
  • CV 2 – $3,228,336
  • CV 3 – $1,880,190

The CARES Act adds additional flexibility for both the CDBG-CV grant and, in some cases, the annual FY2020 CDBG grants. Housing Delaware amended the CDBG FY19 and FY20 guidelines to include new eligible public service activities. For CV-1 funding, Housing Delaware is required to set aside a portion of its grant for use by non-entitlement units of general local government (Kent and Sussex Counties); the remaining balance is distributed to those counties to allocate to eligible public service non-profit entities. For CV-2 and CV-3 funding, Housing Delaware administers funding directly to entitlements, non-entitlements, and/or public service non-profit agencies. Housing Delaware held a public hearing on October 27, 2020 to discuss the third amendment to the FY19 Annual Action Plan and all of the CDBG-CV allocations.

Program documentation

Concluded program — archived for reference.

The CARES Act made available an additional $4 billion in supplemental funding to the ESG (ESG-CV) Program for eligible activities in response to the coronavirus outbreak. HUD encourages approaches that prioritize the unique needs of persons experiencing homelessness. Housing Delaware has two allocations of ESG-CV funds — an appropriation of $807,114 and a second allocation of $1,527,664 based on the HUD federal fiscal year 2020 formula distribution. Housing Delaware's priority for the use of these ESG-CV funds is to assist homeless providers and communities to prepare for, prevent the spread of, and respond to the coronavirus, and to work to end or prevent homelessness quickly and efficiently for all vulnerable populations.

Program documentation