Steps to buying a house

  • Contact a DSHA-trusted lender.

  • Find a realtor, find a home.

  • Get the right mortgage with one of DSHA’s home loan programs.

  • Get an appraisal — make sure the home will match the value of your loan.

  • Close on your home, you’re now the legal owner!

  • Move in. Your new chapter is just beginning!

Delaware Mortgage Program Impact in 2025

1,593
Delaware families purchased a home with DSHA’s help
$46,949,548
total first mortgages provided
$11,900,432
total down payment and closing costs assistance provided

Success Stories

Debra Mack and her son celebrating buying her home.
MTW graduate turned first-time homeowner…
Debra Mack sought a Housing Choice Voucher because she needed help paying…
The homebuyer, Alyce Jones, celebrates her new home with a large key sign.
First-time homebuyer realizes her dream…
For Alyce Jones, the road to first-time homeownership spanned years and, toward…
Petric Handy standing by the door to her new home.
Teaching Assistant Fulfills Homeownership Goal…
Petric Handy was living in an apartment complex in Selbyville with her…
Krystal Dean standing in front of her new home with a large key sign.
Persistence, hard work pay off…
Krystal Dean knows what it’s like to be homeless. While a resident…
Syiarah Dupont and Taevon Cottman holding a key sign to celebrate the purchase of their house.
Young couple find realtor on…
Taevon Cottman-Dupont and Syiarah Dupont-Cottman, both 19 years old, have been together…
The Delaware State Housing Authority's homeownership staff celebrating the new bond deal.
Delaware State Housing Authority Celebrates…
Dover, Del. December 5, 2024 – The Delaware State Housing Authority (DSHA)…