DSHA Scales Back Delaware Mortgage Relief Program As Federal Funding Expires

man and woman looking at paperwork.
Delaware State Housing Authority
Posted By: Delaware State Housing Authority

Homeowners Seeking Financial Assistance Encouraged to Apply Now

Dover, Del. January 9, 2024 – The Delaware Mortgage Relief Program, administered by the Delaware State Housing Authority (DSHA), is no longer accepting new applications for financial assistance to cover delinquent homeowner association fees, homeowner’s insurance, and lot rent fees.

Applications for monthly payment assistance will end on January 31, 2024, at 4:30 p.m. Delawareans can still apply for financial assistance to cover delinquent mortgage payments, property taxes, and eligible utilities such as water and sewer.

To apply for the Delaware Mortgage Relief Program or learn more, please visit demortgagehelp.com or call (888) 303- 4324.

Launched in June of 2022, the Delaware Mortgage Relief Program is funded through the American Rescue Plan Act and Homeowner Assistance Fund, which the U.S. Treasury Department distributed to the state of Delaware.

The funding is expected to be exhausted by the fall of 2024, if not sooner. DSHA is developing and identifying alternative programs for homeowners to take advantage of in the future.

Over 2,900 households have avoided displacement and/or foreclosure with the assistance of the Delaware Mortgage Relief Program. The average assistance amount per household is $12,308. More program data, including a breakdown of assistance distributed by county and household demographics, can be found here: https://bit.ly/DEMRPDashboard.  

About Delaware State Housing Authority

The Delaware State Housing Authority (DSHA), formed in 1968, provides quality, affordable housing opportunities and appropriate supportive services to low- and moderate-income Delawareans. In addition to its role as the State’s Housing Finance Agency, DSHA is unique in that it serves as a Public Housing Authority and a Community Development and Planning Agency. As a Public Housing Authority, DSHA receives funding from HUD to build, own and operate public housing in Kent and Sussex counties, two of Delaware’s three counties.

Media inquiries

Laurie M. Stovall
Director of Public Relations
Toll-Free (888) 363-8808

Subscribe To Our