We know many Delawareans are currently facing financial challenges as a result of the COVID-19 situation. DSHA provides financial assistance for homeowners and renters who may be struggling to make payments during this difficult time. If you are a renter, please refer to the below information on the Delaware Housing Assistance Program. If you are a homeowner, please refer to the below information on the Delaware Emergency Mortgage Assistance Program.
Delaware Housing Assistance Program
If you are a renter in Delaware who is facing financial hardship as a result of the pandemic, you may qualify for rental assistance from DSHA’s Delaware Housing Assistance Program (DE HAP). DE HAP can assist with rent arrears and current rent due up to $5,000. Applications must be submitted by the landlord using the DEHAP Portal. Tenants must have income below 60% of Area Median Income for the county in which they live, cannot be already receiving federal or state rental subsidies, and must be able to provide documentation of a COVID-19-related impact on their employment and/or income. Security deposits, utilities and rent arrears prior to March 1, 2020 cannot be covered by DE HAP.
For additional eligibility information and to submit an application, visit the DEHAP webpage.
Delaware Emergency Mortgage Assistance Program
DSHA is providing emergency housing assistance to homeowners affected by the COVID-19 pandemic through our Delaware Emergency Mortgage Assistance Program (DEMAP). The program assists homeowners who are at risk of losing their homes to foreclosure because of a pandemic-related job loss, reduced work hours or unpaid leave. Eligible homeowners can apply for up to $5,000 per household, paid directly to the mortgage servicer. Visit the DEMAP webpage to view eligibility requirements and for more information on how to apply for mortgage assistance.