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Want service from DSHA but you're not a homeowner, developer, renter, or investor?
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Housing Rehabilitation Loan Program (HRLP)
This program offers loans of up to $35,000 at 3% interest rates to low- and moderate-income home owners and landlords who rent to low-income tenants in order to make necessary State Housing Code repairs or handicapped- accessibility modifications.
Neighborhood Revitalization Fund (NRF)
The goal of this program is to help entire communities restore their homes to State Housing Code standards. Neighborhoods and communities apply to receive a set aside of funds that their home owners can access in the form of low-interest loans. Home owners residing in approved neighborhoods can access deferred low-interest rate loans of up to $35,000; landlords can borrow up to $25,000.
Note: New NRF Funding is Currently Unavailable.
Community Development Block Grants (CDBG) - Kent/Sussex Counties
Each year, Kent and Sussex County and local municipalities within these counties apply to DSHA for a portion of this federal grant money. DSHA administers the funds to these governmental entities, which in turn use the money to help repair substandard housing and make infrastructure improvements in needy areas of each county. Municipalities can request sewer and water system improvements, street repairs, street lights and other infrastructure improvements that support low- and moderate-income housing development.
Prospective Participating Lenders
Our participating lenders share the benefits of building a strong confidence among first time customers, ultimately building a clientele of potential repeat customers and referrals.
Affordable Housing Resource Center
The Delaware State Housing Authority's "Affordable Housing Resource Center" is a resource for local government officials and public viewers to learn about resources to help address their community's housing needs.
Neighborhood Assistance Act Program
The Delaware Neighborhood Assistance Act of 1999 encourages companies and individuals that pay Delaware income taxes to invest in neighborhood organizations by offering tax credits to offset their Delaware tax liability. Contributions can be made in the form of goods, services or a direct financial contribution to a qualified neighborhood organization. You can download the application here.
Community Development Block Grants (CDBG) - Kent/Sussex Counties
Each year, Kent and Sussex County and local municipalities within these counties apply to DSHA for a portion of this federal grant money. DSHA administers the funds to these governmental entities, which in turn use the money to help repair substandard housing and make infrastructure improvements in needy areas of each county. Municipalities can request sewer and water system improvements, street repairs, street lights and other infrastructure improvements that support low- and moderate-income housing development.
Emergency Shelter Grants Program (ESGP) - Kent/Sussex Counties
The federal assistance provided under this program benefits emergency shelters by allowing them to expand services and renovate their shelters. It is offered by DSHA in Kent and Sussex Counties.