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Please scroll down to review all the programs we offer to see which one is right for you.
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Single Family Mortgage Revenue Bond Program (SFMRB)
Commonly referred to as the First-Time Home Buyers Program, this statewide program provides first mortgage financing at below-market interest rates to low- and moderate-income Delaware homebuyers who have not owned a home in the past three years.
Delaware Housing Partnership (DHP)
This initiative makes available downpayment and closing cost assistance up to $10,000
American Dream Downpayment Initiative (ADDI) - Kent/Sussex Counties
At this time the ADDI program is not funded.
The Federal ADDI program offers the greater of $10,000 or 6% of the sales contract price in downpayment assistance to qualified first-time homebuyers in Kent or Sussex Counties. The assistance converts from a loan to a grant after 5 years of purchase if the purchaser does not sell or refinance.
Live Near Your Work (LNYW)
The LNYW Program is a cooperative partnership between the state, local jurisdictions and employers to provide financial assistance to eligible employees in purchasing homes near their places of employment.
Resident Homeownership Program (RHP)
This program offers eligible DSHA assisted housing residents the option of purchasing a home. Qualified participants will have the opportunity to purchase a home utilizing their existing assistance toward the mortgage.
Public Housing Home Ownership Program (PHHOP) - Kent County
This program, operated in Kent County only, provides Public Housing, Section 8, Capitol Green residents and Waiting List applicants with the opportunity to purchase their own homes in modest, residential neighborhoods.
Delaware Emergency Mortgage Assistance Program (DEMAP)
Commonly referred to as the DEMAP Program, this statewide program provides Delaware homeowners with assistance in preventing residential mortgage foreclosure(s) that result from circumstances beyond the homeowner’s control.
Looking for information about Public Housing and Section 8 programs? Please see the For Renters page.