Services for Homebuyers

Mortgage Programs For First Time Homebuyers (SFMRB)


Please scroll down to review all the programs we offer to see which one is right for you.

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Homebuyers



Commonly referred to as the First-Time Home Buyers Program, this statewide program provides first mortgage financing at below-market interest rates to qualified Delaware homebuyers who have not owned a home in the past three years.

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Second Mortgage Assistance Loan (SMAL)

This initiative makes available downpayment and closing cost assistance up to $10,000

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Resident Homeownership Program (RHP)

This program offers eligible DSHA assisted housing residents the option of purchasing a home. Qualified participants will have the opportunity to purchase a home utilizing their existing assistance toward the mortgage.

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Public Housing Home Ownership Program (PHHOP) - Kent County

This program, operated in Kent County only, provides Public Housing, Section 8, Capitol Green residents and Waiting List applicants with the opportunity to purchase their own homes in modest, residential neighborhoods.

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Delaware Emergency Mortgage Assistance Program (DEMAP)

Commonly referred to as the DEMAP Program, this statewide program provides Delaware homeowners with assistance in preventing residential mortgage foreclosure(s) that result from circumstances beyond the homeowner’s control.

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