Live Near Your Work (LNYW)

The Live Near Your Work (LNYW) program provides employees of participating employers with a grant towards the purchase of a home near their place of employment. The participating employer will provide a $1,000 (minimum) grant to an eligible employee to purchase a home within a designated area, within a 3-mile radius of the employee's worksite. The State will provide a matching $1,000 grant, and the participating local jurisdiction will also provide a $1,000 matching grant. Please refer to the list below of participating employers and local jurisdictions. The employee must obtain a first mortgage through a participating lender (see list of participating lenders). For specific guidelines, interested employees should contact their Human Resources representative.

How To Apply

1. Contact Human Resources Reprensentative to see if your employer participates.
2. Make sure you (the borrower) meet all borrower requirements.
3. Applicants should work with a Realtor to ensure the property selected meets all LNYW property requirements.
4. Contact participating mortgage lender.
5. Complete HUD approved Housing Counseling program offered by one of Delaware's HUD approved Housing Counseling Agencies.
6. Please view Home Buyers' Information Guidebook

Borrower Qualifications
To qualify, a borrower's current gross household income cannot exceed:

Participating Employers

1. Applicant(s) must be a qualified employee of one of the program's participating employers in order to apply for LNYW assistance.

• Aloysius, Butler & Clark
• Aramark (at Wesley College)
• City of Milford
• City of Wilmington
• Dover Housing Authority
• East Coast Poured Walls, Inc.
• Horizon House of Delaware, Inc.
• Latin American Community Center (LACC)
• Mona Lisa Restaurant
• Neighborhood House, Inc.
• PATS Aircraft Systems
• Perdue Farms, Inc (Georgetown & Milford)
• Seawatch International
• St. Francis Hospital
• Town of Georgetown
• University of Delaware
• Wesley College
• West End Neighborhood House
• Westside Family Healthcare
• Wilmington Friends School

• City of Wilmington
• City of Milford
• Town of Georgetown

Property Qualifications
To qualify, a property's purchase price cannot exceed:

Notes

1. The property must be a 1-unit home and must be within the LNYW boundaries (within three miles of your place of employment). In order for the employee to receive the local municipality's contribution, the property must be located within both the local municipality's and LNYW boundaries. Participants will receive a map of the LNYW and municipality boundaries from their employer. (This map should be provided to your realtor to determine property eligibility.)
2. Completion of HUD-approved Homeownership Education/Housing Counseling course is required.
3. The first mortgate must be 30-year fixed rate and there can be no cash out or back to borrower.

Related Details
Live Near Your Work is an employer-driven homeownership program. Eligible participants must be employed at a participating employer. Interested participants should visit their Human Resources contact for information.

Participating Lenders

DSHA Contact Person
Do you have questions about this program? Would you like to suggest an improvement to this Web page? Contact DSHA at 302.577.5001 for more information.